Personal Debt Tips

Why Canadians Fall into Debt: Understanding the Pressures Behind Financial Strain 
September 9, 2026
After Summer Spending: How to Get Your Budget Back on Track 
September 9, 2026
Consumer Proposal vs. Bankruptcy: Understanding Your Debt Relief Options 
August 11, 2026
Back-to-School Costs Are Adding Up: How to Prepare Without Relying on Credit
August 11, 2026
Why Financial Stress Often Leads to Avoidance — And Why That Matters 
July 12, 2026
Halfway Through the Year: Is Your Financial Plan Still Working? 
July 12, 2026
When Debt Comes from More Than Just Spending 
June 11, 2026
When Summer Spending Doesn’t Feel Like Overspending — But Adds Up 
June 11, 2026
Why Some People Recover from Debt Faster and What Makes the Difference 
May 22, 2026
How Canadians Are Rewriting Their Financial Values After Debt 
May 22, 2026
Minimum Payments: Why “Doing Everything Right” Still Isn’t Enough
April 10, 2026
Lifestyle Inflation and the Subtle Debt Trap
April 10, 2026
Excellent
4.9
Based on 418 reviews
Karen Horvath. Such a gem! I was so nervous about having to seek insolvency services. I reached out and was promptly contacted by Karen. She was non judgemental, completely understanding, thoroughly knowledgeable and absolutely amazing to work with. From taking my information over the phone to signing and filing, the process was a lot less intimidating than I had originally thought. Hats off to Karen! Thank you so much, Faber for employing an asset such as her. Thank you, Karen for helping me in a tough season! Many blessings to you all!
Tanya Curran
1 week ago
Karen was extremely helpful
The process was clearly laid out and Karen did a great job in guiding my expectations and responsibilities. I am confident that I will be supported and informed as my journey progresses
tim moreland
2 weeks ago
Very professional treated us with the upmost respect during a stressful time
Mike Harwood
3 weeks ago
I found Karen to be pleasant to deal with, she is very well versed in the whole process. Karen put me at ease and was very patient given the number of questions I had. She explained things in a plain manner to help me understand what to expect and the actions required by me. Thank you, Karen!

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