You’ll speak directly with a Licensed Insolvency Trustee (LIT) and together, you’ll discuss your financial situation in a judgement-free zone, where the focus is on finding a way forward.
Based on your financial situation, your LIT will take the time to review and help you weigh your debt relief options, so you can make a confident and well-informed decision about how to proceed.
Based on your specific situation, your LIT will recommend the most effective service that will help you the most at this point in your financial journey: personal bankruptcy, credit counselling, or a consumer proposal.
Whichever service you’ve selected, your LIT will begin the process, guiding you through the steps required and ensuring that all of your paperwork is in order.
With a plan to manage your finances in motion, it’s time to relax. Instead of financial uncertainty, you’ll be able to put your “debt-free” date in your calendar.
We can help you weigh your debt-relief options so that you can make a confident and well-informed decision.
A consumer proposal can help you re-negotiate your debt payments over five years.
For individuals who owe more than $250,000 in unsecured debt.
We’ll gather the information needed to find you the most ideal debt solutions.
Enter the estimated total value of your unsecured debts and see your repayment options.
Download a helpful spreadsheet you can use to create and manage your monthly budget.
Enter your monthly debt and monthly income amounts to calculate your debt-to-income ratio.
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