A Clear Path to Financial Freedom

Managing debt can feel overwhelming, but with the right tools, you can take control and start planning toward financial freedom. Our Debt Repayment Calculator is here to help you make informed decisions about your debt repayment strategy—whether you’re tackling credit card balances, personal loans, or other unsecured debt.  

How It Works  

Simply enter the estimated total amount of your unsecured debts into the calculator, and we’ll show you a range of repayment options based on your goals. You’ll see how long it could take to pay off your debt and how different repayment methods might affect your timeline and financial situation.  

Take the First Step Toward Debt Freedom  

Start today and take control of your financial future! 

Step 1 of 4

Credit Card Debt

Use Credit Card Minimum Payments
If you choose to use the "credit card minimum payments" option, your monthly payment will be calculated as 4% of your current outstanding balance. This means your payment will decrease over time as your balance is paid down. While this can make your payments more manageable in the short term, it can also extend the time it takes to pay off your debt.

If you prefer a fixed monthly payment that stays the same until your balance is fully paid off, you can uncheck this option and enter your own amount.

(The calculator uses 4% of your balance to estimate the minimum payment, which is a common method used by many credit card companies. Your actual minimum payment may vary slightly.)